Pamela Kelly is a graduate of Towson University with a B.S. in Business Administration, Finance. She has 20 years’ experience in the public finance industry providing investment banking and advisory services to the government and not-for-profit sectors. She was employed by Ferris, Baker Watts, Inc. from 1994 until the firm was acquired in 2008. Ms. Kelly has participated in the public or private offering of more than $1 billion in debt instruments for education and healthcare institutions, non-profit organizations, as well as state and local government entities. She has experience with non-traditional financing structures including public-private partnerships, tax increment and special tax districts for economic and infrastructure development. Her background includes business development, strategic planning, financial modeling and analysis, plan of finance development and execution, and transaction settlement.